The first step to great credit is finding out your score, and why it is where it is. A low score can mean a multitude of things, and being cognizant of the reasonings are a great step, for you and for us, so we can help get it back on track.

There are many great websites that will check your report for free, but we recommend our partner, SmartCredit.

This report will provide your score as well as history of any accounts. Any negligent items will also be reported and broken down.